I highly recommend taking the time to meet with HTM. My wife and I had been to banks in the past and really didn’t have a comfortable or confident feeling after meeting with any of the in-house staff at banks (TD, NBC, Tandia). (FYI – many banks train their staff on the front line in these positions and give incentives to their employees on all the products – meaning many are still fresh and learning – while helping you with one of your biggest life decisions)
We took a half hour to sit down with HTM before we bought our first home and it was the best 30 minutes we could have invested in our future.
They explained everything to us in layman’s terms – helped us understand why getting the lowest rate may not always be the best option and how to avoid large penalties if you decide to move early.
We’ve since sold our first home and bought another one with HTM. I’ve also referred my father to HTM (which he also used HTM services).
Whenever I hear my friends mention they are going to a big bank to get their mortgage I have to laugh (and it’s always followed up with me giving out HTM info). After all – if I didn’t at the very least share HTM’s info I’d be doing my friends and loved ones a BIG disservice.
HTM is going to get you a mortgage through one of the banks – it’s just that they are in your corner and actually want to ensure you’re happy with the product and they are actually available at pretty much any hour to text/call.
HTM allowed us to feel confident about buying and making the right decision for our family of four.
If you want to buy a home – at least spend some time talking to them to find out if you’re a good fit to work together.
Cheers!
Dr. Matt Bradbury
Quantity of assets and mediocre credit are of no concern to us, and they shouldn’t be to you either. Just sit back and relax and let your friendly neighbourhood Halton Mortgage Broker help you through the entire home-buying process. We will handle your rate negotiations and all the paperwork to leave you with as little to worry about as possible. So have no fear, you can become a homeowner in no time….
In such a large industry, homebuyers can experience complex issues when it comes to mortgage a home. Without access to mortgage industry resources and expertise, you might make bad decisions and put your financial future at risk. Hiring an experienced, professional Halton Mortgage Broker, eliminate the risks and help you to locate and secure the best mortgage solutions to match your needs.
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